When your dream wedding becomes a nightmare
Weddings are a big deal to everyone. It doesn’t matter whether you started planning yours when you were 2, or you couldn’t be bothered with all the centerpiece and seating chart chatter. Whatever your enthusiasm, there is no doubt that you want it to turn out great after investing so much time and money.
Unfortunately, things do not always go as planned. It could be something as simple as misplaced earrings to storm clouds deciding to roll in for your big day. It is for unforeseeable circumstances like this that make getting your wedding insured a great idea.
Why you might need coverage
First things first, why should you get your wedding covered in the first place? I mean, what could possibly go wrong? We’re glad you asked. Here is a short list of why you might want to consider protecting your big day:
1. Wedding cancellation
This is not just something that happens in movies for dramatic effect before the couple gets back together. It actually does happen in real life. Circumstances out of your control can force you to cancel or postpone the wedding.
2. Natural disaster
Rain, strong winds and even fires have ruined many meticulously planned weddings. It could ruin property during an ongoing event or force you to postpone your wedding altogether. The worst thing is that these are not easy to foresee or prevent which leaves you in a very vulnerable position.
3. Damage to the venue
Sometimes the party might get a little out of hand resulting in damage of property. Maybe a speaker gets toppled over as your guests are grooving all over the dance floor, or you could end up with a couple of broken plates and wine glasses at the end of the festivities. You are liable for this which means that you could lose your security deposit and might even have to pay extra for repairs and replacements.
4. Damage to wedding accessories and attire
Damage to your wedding dress, the rings, even your cake will cost you a lot more than what you had already budgeted for. You would be surprised how common falling tiered-cakes are at weddings. It would be a real pity to have your expensive butterscotch-frosted piece of decadent art lying inedible on the floor all wedding long.
5. Vendor breach of contract
This is another very common wedding disaster that will set you a long way back in terms of budgeting. Imagine getting a call while you get ready for your wedding and receiving the news that the florist hasn’t shown up yet, or that the caterer cancelled for one reason or another. This is enough to ruin your big day as you might end up having to fork out extra cash for last-minute alternatives.
6. Injury to the guest or wedding party
In this case, food poisoning and alcohol-related incidents are the most common. The last thing you want is for anyone who came to support you to leave in any kind of distress. Unfortunately, it is something that still could happen no matter how well you plan. But with wedding protection, whether it is a stomach bug or an ankle sprain from too much dancing, your guests don’t have to worry about the medical bill.
What is wedding insurance?
Wedding Insurance protects your wedding investments from financial liability in the event of a wedding disaster. Stakeholders include the couple, the wedding planner or the person bankrolling the wedding. Some packages also cover events surrounding the wedding, including the rehearsal dinner as long as they are within a certain period from the ceremony itself.
If anything from the could-go-wrong list befalls your wedding, the company that insures you may covers any resultant bills. Some may offer refunds based on value invested, especially for things like wedding cancellation and contract breaching. In a nutshell, it is a great investment, especially considering the unpredictable nature of some of these disasters.
Packages available from WedSafe
WedSafe is a reputable firm with a long history of making financial protection available for couples and their loved ones, offering two main products to brides and grooms:
- Wedding cancellation coverage
If circumstances beyond your control such as a natural disaster or sudden illness forces you to postpone or cancel your wedding, this coverage may provide reimbursement for losses and expenses. It may also protect against losses caused by vendor bankruptcy, damage to wedding photos, attire, gifts and more.
- Wedding liability coverage
This coverage, which most facilities require to you to purchase, caters to those situations where something goes wrong and you are left financially liable. It could be a guest who got injured and is suing for reparations, or even a vendor whose property was damaged during the festivities. Alcohol liability is also included as a subset of this cover. This may protect you from financial legal responsibility linked to alcohol-related incidents.
Reasons we recommend WedSafe
- Their packages are not only affordable, but also well worth it, should you find your wedding in trouble.
- They offer coverage around a wide range of possible wedding incidents and disasters.
- Some vendors and venue providers require that you have your wedding already insured by trusted companies, in which case WedSafe is as good as it gets.
- They may save you a lot of money in the event something goes wrong.
- They offer some protection for your guests, should they encounter any unplanned financial liability. So if your distant uncle breaks a glass, let him breath. The event is protected.
Play it safe with WedSafe
It goes without saying that wedding insurance is valuable for some peace of mind knowing you’re your financial investment is protected.
It is also important to consider working with an insurance company that understands the wedding industry. WedSafe is a great option in this case, with their many years of experience in protecting weddings and being a great asset.
Request a free quote today at www.wedsafe.com.
